
Treasury balance
Treasury balance
250,236.40 €
250,236.40 €
Live Balance across 4 bank accounts
Live Balance across 4 bank accounts
See more
See more
Collaborate in real time
Collaborate in real time
Last viewed by Anne-Marie 20 mins ago
Last viewed by Anne-Marie 20 mins ago
Opportunity Spotted
Opportunity Spotted
Recurring subscription costs you can cut
Recurring subscription costs you can cut
84%
Reconciled Automatically
Cash flow gap ahead
Cash flow gap ahead
Detected 6 weeks in advance
Detected 6 weeks in advance
Compliance update
Compliance update
E-invoicing: certified and ready for Sep 2026
E-invoicing: certified and ready for Sep 2026
84%
84%
Reconciled Automatically
Reconciled Automatically
Accountants and businesses thrive on Pennylane
The AI-native OS that keeps accountants and businesses moving together, in real time.

Treasury balance
250,236.40 €
Live Balance across 4 bank accounts
See more
Collaborate in real time
Last viewed by Anne-Marie
20 mins ago
Opportunity Spotted
Recurring subscription costs you can cut
84%
Reconciled Automatically
Cash flow gap ahead
Detected 6 weeks in advance
Compliance update
E-invoicing: certified and ready for Sep 2026
84%
Reconciled Automatically
Accountants and businesses thrive on Pennylane
The AI-native OS that keeps accountants and businesses moving together, in real time.

Treasury balance
250,236.40 €
Live Balance across 4 bank accounts
See more
Collaborate in real time
Last viewed by Anne-Marie 20 mins ago
Opportunity Spotted
Recurring subscription costs you can cut
84%
Reconciled Automatically
Cash flow gap ahead
Detected 6 weeks in advance
Compliance update
E-invoicing: certified and ready for Sep 2026
84%
Reconciled Automatically
Accountants and businesses thrive on Pennylane
The AI-native OS that keeps accountants and businesses moving together, in real time.
Trusted by


Pennylane brings together invoicing
, accounting €42,178
, and business banking
in one powerful AI-native platform .
€42,178
Pennylane brings together invoicing
, accounting €42,178
, and business banking
in one powerful AI-native platform .
€42,178
Pennylane brings together invoicing
, accounting €42,178
, and business banking
in one powerful AI-native platform .
€42,178

One source of truth
Updated in real time, for everyone, accountant and business, working from the same numbers

AI that sees ahead
Opportunities, cash flow risks, funding needs, and growth levers, surfaced before you go looking.

Compliance, automated
Bookkeeping and compliance handled in the background, so you plan instead of scramble.

One source of truth
Updated in real time, for everyone, accountant and business, working from the same numbers

AI that sees ahead
Opportunities, cash flow risks, funding needs, and growth levers, surfaced before you go looking.

Compliance, automated
Bookkeeping and compliance handled in the background, so you plan instead of scramble.

One source of truth
Updated in real time, for everyone, accountant and business, working from the same numbers

AI that sees ahead
Opportunities, cash flow risks, funding needs, and growth levers, surfaced before you go looking.

Compliance, automated
Bookkeeping and compliance handled in the background, so you plan instead of scramble.

One source of truth
Updated in real time, for everyone, accountant and business, working from the same numbers

AI that sees ahead
Opportunities, cash flow risks, funding needs, and growth levers, surfaced before you go looking.

Compliance, automated
Bookkeeping and compliance handled in the background, so you plan instead of scramble.
AI-powered everyone












AI-powered everyone


















AI-powered everyone












AI-powered everyone












The old way is done. Pennylane is built AI-native from the ground up, not retrofitted, so accountants and the businesses they serve can finally work from one live, shared truth.
Businesses on Pennylane
Accounting firms
Monthly invoices processed
Monthly transaction value


“
Pennylane meets a genuine need, providing our clients with an all-in-one solution instead of multiplying the number of tools they use. The platform is very easy to use, both for our clients and our teams.
Éric Guillermou
—
Partner and Chartered
Accountant at RSM
AI-powered everyone
Stop selling hours. Start selling advice.
Pennylane is the AI-native OS built for accountants. One live production platform for bookkeeping, invoicing, VAT, compliance, and beyond. Automate admin. Spot opportunities, risks and growth signals, before the client even asks.



Advisory revenue increase
68%
Productivity Gain
27%
Firms on Pennylane
6,500+

AI-Powered Everyone
For accountants

Advisory revenue increase
68%
Productivity Gain
27%
Firms on Pennylane
6,500+

Stop selling hours. Start selling advice.
Pennylane is the AI-native OS built for accountants. One live production platform for bookkeeping, invoicing, VAT, compliance, and beyond. Automate admin. Spot opportunities, risks and growth signals, before the client even asks.
For businesses

Businesses on Pennylane
1.5m
Shared with your accountant
Live
Ahead of new e-invoicing rules

Your business account, your books, your accountant. In one place.
The all-in-one platform where your invoicing, business account, and accountant meet, so you always know where the business stands.
AI-Powered Everyone
For accountants

Advisory revenue increase
68%
Productivity Gain
27%
Firms on Pennylane
6,500+

Stop selling hours. Start selling advice.
Pennylane is the AI-native OS built for accountants. One live production platform for bookkeeping, invoicing, VAT, compliance, and beyond. Automate admin. Spot opportunities, risks and growth signals, before the client even asks.
For businesses

Businesses on Pennylane
1.5m
Shared with your accountant
Live
Ahead of new e-invoicing rules

Your business account, your books, your accountant. In one place.
The all-in-one platform where your invoicing, business account, and accountant meet, so you always know where the business stands.

Arnaud Naudan, CEO of BDO
“
Pennylane enables accounting firms and their clients to collaborate more effectively, so they can focus on advisory services and day-to-day decision-making.

Arnaud Naudan, CEO of BDO
“
Pennylane enables accounting firms and their clients to collaborate more effectively, so they can focus on advisory services and day-to-day decision-making.

Pennylane enables accounting firms and their clients to collaborate more effectively, so they can focus on advisory services and day-to-day decision-making.
Arnaud Naudan, CEO of BDO
“

Arnaud Naudan, CEO of BDO
“
Pennylane enables accounting firms and their clients to collaborate more effectively, so they can focus on advisory services and day-to-day decision-making.
0
1
2
3
Connect
AI
handles reconciliation, categorisation Marketing

Bank Fees

Subscriptions
, and compliance in the background.
Marketing

Bank Fees

Subscriptions
Banking 

, invoicing 
, and existing tools sync into one live Accounting
Accounting
system.
Accounting
Accounting
See live opportunities " width="3.981555560366309px"><path d="M 2.685 5.102 C 2.685 5.249 2.564 5.37 2.417 5.37 L 1.343 5.37 C 1.195 5.37 1.074 5.249 1.074 5.102 L 1.074 4.833 L 2.685 4.833 Z M 1.88 0 C 2.916 0 3.759 0.843 3.759 1.88 C 3.759 2.519 3.44 3.08 2.954 3.421 L 2.954 4.028 C 2.954 4.175 2.833 4.296 2.685 4.296 L 1.074 4.296 C 0.926 4.296 0.806 4.175 0.806 4.028 L 0.806 3.421 C 0.32 3.08 0 2.519 0 1.88 C 0 0.843 0.843 0 1.88 0 Z M 1.88 0.537 C 1.139 0.537 0.537 1.139 0.537 1.88 C 0.537 2.317 0.752 2.728 1.114 2.98 L 1.343 3.142 L 1.343 3.759 L 2.417 3.759 L 2.417 3.142 L 2.645 2.98 C 3.007 2.728 3.222 2.317 3.222 1.88 C 3.222 1.138 2.621 0.537 1.88 0.537 Z" fill="rgb(25, 47, 216)" height="5.370444603390162px" id="pfDMu6edp" transform="translate(0.111 0.111)" width="3.7593333598242937px"/><path d="M 1.185 4.944 L 1.185 4.833 L 1.074 4.833 L 1.074 4.944 Z M 2.796 4.944 L 2.907 4.944 L 2.907 4.833 L 2.796 4.833 Z M 1.991 0.111 L 1.991 0 L 1.991 0 Z M 3.87 1.991 L 3.982 1.991 L 3.982 1.991 Z M 3.065 3.532 L 3.001 3.441 L 2.954 3.474 L 2.954 3.532 Z M 1.185 4.407 L 1.185 4.518 L 1.185 4.518 Z M 0.917 3.532 L 1.028 3.532 L 1.028 3.474 L 0.98 3.441 Z M 0.111 1.991 L 0 1.991 L 0 1.991 Z M 1.991 0.648 L 1.991 0.537 L 1.991 0.537 Z M 0.648 1.991 L 0.537 1.991 L 0.537 1.991 Z M 1.225 3.092 L 1.29 3.001 L 1.289 3 Z M 1.454 3.253 L 1.565 3.253 L 1.565 3.195 L 1.518 3.162 Z M 1.454 3.87 L 1.343 3.87 L 1.343 3.982 L 1.454 3.982 Z M 2.528 3.87 L 2.528 3.982 L 2.639 3.982 L 2.639 3.87 Z M 2.528 3.253 L 2.464 3.162 L 2.417 3.195 L 2.417 3.253 Z M 2.756 3.092 L 2.693 3 L 2.692 3.001 Z M 3.333 1.991 L 3.444 1.991 L 3.444 1.991 Z M 2.796 5.213 L 2.685 5.213 C 2.685 5.299 2.614 5.37 2.528 5.37 L 2.528 5.482 L 2.528 5.593 C 2.737 5.593 2.907 5.422 2.907 5.213 Z M 2.528 5.482 L 2.528 5.37 L 1.454 5.37 L 1.454 5.482 L 1.454 5.593 L 2.528 5.593 Z M 1.454 5.482 L 1.454 5.37 C 1.367 5.37 1.296 5.299 1.296 5.213 L 1.185 5.213 L 1.074 5.213 C 1.074 5.422 1.245 5.593 1.454 5.593 Z M 1.185 5.213 L 1.296 5.213 L 1.296 4.944 L 1.185 4.944 L 1.074 4.944 L 1.074 5.213 Z M 1.185 4.944 L 1.185 5.056 L 2.796 5.056 L 2.796 4.944 L 2.796 4.833 L 1.185 4.833 Z M 2.796 4.944 L 2.685 4.944 L 2.685 5.213 L 2.796 5.213 L 2.907 5.213 L 2.907 4.944 Z M 1.991 0.111 L 1.991 0.222 C 2.966 0.222 3.759 1.016 3.759 1.991 L 3.87 1.991 L 3.982 1.991 C 3.982 0.893 3.088 0 1.991 0 Z M 3.87 1.991 L 3.759 1.991 C 3.759 2.592 3.459 3.12 3.001 3.441 L 3.065 3.532 L 3.129 3.623 C 3.643 3.262 3.982 2.668 3.982 1.991 Z M 3.065 3.532 L 2.954 3.532 L 2.954 4.139 L 3.065 4.139 L 3.176 4.139 L 3.176 3.532 Z M 3.065 4.139 L 2.954 4.139 C 2.954 4.225 2.883 4.296 2.796 4.296 L 2.796 4.407 L 2.796 4.518 C 3.005 4.518 3.176 4.348 3.176 4.139 Z M 2.796 4.407 L 2.796 4.296 L 1.185 4.296 L 1.185 4.407 L 1.185 4.518 L 2.796 4.518 Z M 1.185 4.407 L 1.185 4.296 C 1.099 4.296 1.028 4.225 1.028 4.139 L 0.917 4.139 L 0.806 4.139 C 0.806 4.348 0.976 4.518 1.185 4.518 Z M 0.917 4.139 L 1.028 4.139 L 1.028 3.532 L 0.917 3.532 L 0.806 3.532 L 0.806 4.139 Z M 0.917 3.532 L 0.98 3.441 C 0.522 3.12 0.222 2.592 0.222 1.991 L 0.111 1.991 L 0 1.991 C 0 2.668 0.339 3.262 0.853 3.623 Z M 0.111 1.991 L 0.222 1.991 C 0.222 1.016 1.016 0.222 1.991 0.222 L 1.991 0.111 L 1.991 0 C 0.893 0 0 0.893 0 1.991 Z M 1.991 0.648 L 1.991 0.537 C 1.188 0.537 0.537 1.188 0.537 1.991 L 0.648 1.991 L 0.759 1.991 C 0.759 1.311 1.311 0.759 1.991 0.759 Z M 0.648 1.991 L 0.537 1.991 C 0.537 2.465 0.77 2.91 1.162 3.183 L 1.225 3.092 L 1.289 3 C 0.956 2.769 0.759 2.392 0.759 1.991 Z M 1.225 3.092 L 1.161 3.182 L 1.39 3.344 L 1.454 3.253 L 1.518 3.162 L 1.29 3.001 Z M 1.454 3.253 L 1.343 3.253 L 1.343 3.87 L 1.454 3.87 L 1.565 3.87 L 1.565 3.253 Z M 1.454 3.87 L 1.454 3.982 L 2.528 3.982 L 2.528 3.87 L 2.528 3.759 L 1.454 3.759 Z M 2.528 3.87 L 2.639 3.87 L 2.639 3.253 L 2.528 3.253 L 2.417 3.253 L 2.417 3.87 Z M 2.528 3.253 L 2.592 3.344 L 2.82 3.182 L 2.756 3.092 L 2.692 3.001 L 2.464 3.162 Z M 2.756 3.092 L 2.82 3.183 C 3.212 2.91 3.444 2.465 3.444 1.991 L 3.333 1.991 L 3.222 1.991 C 3.222 2.392 3.025 2.769 2.693 3 Z M 3.333 1.991 L 3.444 1.991 C 3.444 1.188 2.793 0.537 1.991 0.537 L 1.991 0.648 L 1.991 0.759 C 2.67 0.759 3.222 1.311 3.222 1.991 Z" fill="rgb(25, 47, 216)" height="5.592666996849907px" id="dsDLwDF5g" transform="translate(0 0)" width="3.981555573611786px"/></g></svg>)
€21,543.57
, €8,324.40
cash flow risks, funding needs, growth levers .
€21,543.57
€8,324.40
0
1
2
3
Connect
AI
handles reconciliation, categorisation Marketing

Bank Fees

Subscriptions
, and compliance in the background.
Marketing

Bank Fees

Subscriptions
0
1
2
3
Automate
Banking 

, invoicing 
, and existing tools sync into one live Accounting
Accounting
system.
Accounting
Accounting
0
1
2
3
Roadmap
See live opportunities " width="3.981555560366309px"><path d="M 2.685 5.102 C 2.685 5.249 2.564 5.37 2.417 5.37 L 1.343 5.37 C 1.195 5.37 1.074 5.249 1.074 5.102 L 1.074 4.833 L 2.685 4.833 Z M 1.88 0 C 2.916 0 3.759 0.843 3.759 1.88 C 3.759 2.519 3.44 3.08 2.954 3.421 L 2.954 4.028 C 2.954 4.175 2.833 4.296 2.685 4.296 L 1.074 4.296 C 0.926 4.296 0.806 4.175 0.806 4.028 L 0.806 3.421 C 0.32 3.08 0 2.519 0 1.88 C 0 0.843 0.843 0 1.88 0 Z M 1.88 0.537 C 1.139 0.537 0.537 1.139 0.537 1.88 C 0.537 2.317 0.752 2.728 1.114 2.98 L 1.343 3.142 L 1.343 3.759 L 2.417 3.759 L 2.417 3.142 L 2.645 2.98 C 3.007 2.728 3.222 2.317 3.222 1.88 C 3.222 1.138 2.621 0.537 1.88 0.537 Z" fill="rgb(25, 47, 216)" height="5.370444603390162px" id="pfDMu6edp" transform="translate(0.111 0.111)" width="3.7593333598242937px"/><path d="M 1.185 4.944 L 1.185 4.833 L 1.074 4.833 L 1.074 4.944 Z M 2.796 4.944 L 2.907 4.944 L 2.907 4.833 L 2.796 4.833 Z M 1.991 0.111 L 1.991 0 L 1.991 0 Z M 3.87 1.991 L 3.982 1.991 L 3.982 1.991 Z M 3.065 3.532 L 3.001 3.441 L 2.954 3.474 L 2.954 3.532 Z M 1.185 4.407 L 1.185 4.518 L 1.185 4.518 Z M 0.917 3.532 L 1.028 3.532 L 1.028 3.474 L 0.98 3.441 Z M 0.111 1.991 L 0 1.991 L 0 1.991 Z M 1.991 0.648 L 1.991 0.537 L 1.991 0.537 Z M 0.648 1.991 L 0.537 1.991 L 0.537 1.991 Z M 1.225 3.092 L 1.29 3.001 L 1.289 3 Z M 1.454 3.253 L 1.565 3.253 L 1.565 3.195 L 1.518 3.162 Z M 1.454 3.87 L 1.343 3.87 L 1.343 3.982 L 1.454 3.982 Z M 2.528 3.87 L 2.528 3.982 L 2.639 3.982 L 2.639 3.87 Z M 2.528 3.253 L 2.464 3.162 L 2.417 3.195 L 2.417 3.253 Z M 2.756 3.092 L 2.693 3 L 2.692 3.001 Z M 3.333 1.991 L 3.444 1.991 L 3.444 1.991 Z M 2.796 5.213 L 2.685 5.213 C 2.685 5.299 2.614 5.37 2.528 5.37 L 2.528 5.482 L 2.528 5.593 C 2.737 5.593 2.907 5.422 2.907 5.213 Z M 2.528 5.482 L 2.528 5.37 L 1.454 5.37 L 1.454 5.482 L 1.454 5.593 L 2.528 5.593 Z M 1.454 5.482 L 1.454 5.37 C 1.367 5.37 1.296 5.299 1.296 5.213 L 1.185 5.213 L 1.074 5.213 C 1.074 5.422 1.245 5.593 1.454 5.593 Z M 1.185 5.213 L 1.296 5.213 L 1.296 4.944 L 1.185 4.944 L 1.074 4.944 L 1.074 5.213 Z M 1.185 4.944 L 1.185 5.056 L 2.796 5.056 L 2.796 4.944 L 2.796 4.833 L 1.185 4.833 Z M 2.796 4.944 L 2.685 4.944 L 2.685 5.213 L 2.796 5.213 L 2.907 5.213 L 2.907 4.944 Z M 1.991 0.111 L 1.991 0.222 C 2.966 0.222 3.759 1.016 3.759 1.991 L 3.87 1.991 L 3.982 1.991 C 3.982 0.893 3.088 0 1.991 0 Z M 3.87 1.991 L 3.759 1.991 C 3.759 2.592 3.459 3.12 3.001 3.441 L 3.065 3.532 L 3.129 3.623 C 3.643 3.262 3.982 2.668 3.982 1.991 Z M 3.065 3.532 L 2.954 3.532 L 2.954 4.139 L 3.065 4.139 L 3.176 4.139 L 3.176 3.532 Z M 3.065 4.139 L 2.954 4.139 C 2.954 4.225 2.883 4.296 2.796 4.296 L 2.796 4.407 L 2.796 4.518 C 3.005 4.518 3.176 4.348 3.176 4.139 Z M 2.796 4.407 L 2.796 4.296 L 1.185 4.296 L 1.185 4.407 L 1.185 4.518 L 2.796 4.518 Z M 1.185 4.407 L 1.185 4.296 C 1.099 4.296 1.028 4.225 1.028 4.139 L 0.917 4.139 L 0.806 4.139 C 0.806 4.348 0.976 4.518 1.185 4.518 Z M 0.917 4.139 L 1.028 4.139 L 1.028 3.532 L 0.917 3.532 L 0.806 3.532 L 0.806 4.139 Z M 0.917 3.532 L 0.98 3.441 C 0.522 3.12 0.222 2.592 0.222 1.991 L 0.111 1.991 L 0 1.991 C 0 2.668 0.339 3.262 0.853 3.623 Z M 0.111 1.991 L 0.222 1.991 C 0.222 1.016 1.016 0.222 1.991 0.222 L 1.991 0.111 L 1.991 0 C 0.893 0 0 0.893 0 1.991 Z M 1.991 0.648 L 1.991 0.537 C 1.188 0.537 0.537 1.188 0.537 1.991 L 0.648 1.991 L 0.759 1.991 C 0.759 1.311 1.311 0.759 1.991 0.759 Z M 0.648 1.991 L 0.537 1.991 C 0.537 2.465 0.77 2.91 1.162 3.183 L 1.225 3.092 L 1.289 3 C 0.956 2.769 0.759 2.392 0.759 1.991 Z M 1.225 3.092 L 1.161 3.182 L 1.39 3.344 L 1.454 3.253 L 1.518 3.162 L 1.29 3.001 Z M 1.454 3.253 L 1.343 3.253 L 1.343 3.87 L 1.454 3.87 L 1.565 3.87 L 1.565 3.253 Z M 1.454 3.87 L 1.454 3.982 L 2.528 3.982 L 2.528 3.87 L 2.528 3.759 L 1.454 3.759 Z M 2.528 3.87 L 2.639 3.87 L 2.639 3.253 L 2.528 3.253 L 2.417 3.253 L 2.417 3.87 Z M 2.528 3.253 L 2.592 3.344 L 2.82 3.182 L 2.756 3.092 L 2.692 3.001 L 2.464 3.162 Z M 2.756 3.092 L 2.82 3.183 C 3.212 2.91 3.444 2.465 3.444 1.991 L 3.333 1.991 L 3.222 1.991 C 3.222 2.392 3.025 2.769 2.693 3 Z M 3.333 1.991 L 3.444 1.991 C 3.444 1.188 2.793 0.537 1.991 0.537 L 1.991 0.648 L 1.991 0.759 C 2.67 0.759 3.222 1.311 3.222 1.991 Z" fill="rgb(25, 47, 216)" height="5.592666996849907px" id="dsDLwDF5g" transform="translate(0 0)" width="3.981555573611786px"/></g></svg>)
€21,543.57
, €8,324.40
cash flow risks, funding needs, growth levers .
€21,543.57
€8,324.40
0
1
2
3
Connect
AI
handles reconciliation, categorisation Marketing

Bank Fees

Subscriptions
, and compliance in the background.
Marketing

Bank Fees

Subscriptions
0
1
2
3
Automate
Banking 

, invoicing 
, and existing tools sync into one live Accounting
Accounting
system.
Accounting
Accounting
0
1
2
3
Roadmap
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€21,543.57
, €8,324.40
cash flow risks, funding needs, growth levers .
€21,543.57
€8,324.40
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€21,543.57
, €8,324.40
cash flow risks, funding needs, growth levers .
€21,543.57
€8,324.40
Pennylane in the press
2026
Forbes
Investors Are Pouring Millions Into Accounting’s Oldest Layer…
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Forbes
Investors Are Pouring Millions Into Accounting’s Oldest Layer…
Forbes
Investors Are Pouring Millions Into Accounting’s Oldest Layer…
2026
Forbes
Investors Are Pouring Millions Into Accounting’s Oldest Layer…
2026
Bloomberg Businesswork
Pennylane is in talks for a potential investment at a XX mill...
Read article
Bloomberg Businesswork
Pennylane is in talks for a potential investment at a XX mill...
Bloomberg Businesswork
Pennylane is in talks for a potential investment at a XX mill...
2026
Bloomberg Businesswork
Pennylane is in talks for a potential investment at a XX mill...
2026
Fortune
Paris-based accounting fintech Pennylane raised XX million...
Read article
Fortune
Paris-based accounting fintech Pennylane raised XX million...
Fortune
Paris-based accounting fintech Pennylane raised XX million...
2026
Fortune
Paris-based accounting fintech Pennylane raised XX million...

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