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Une bonne pratique recommandée dans le cadre des normes PCI DSS.",{"metadata":1201,"sys":1204,"fields":1213},{"tags":1202,"concepts":1203},[],[],{"space":1205,"id":1207,"type":16,"createdAt":1208,"updatedAt":1208,"environment":1209,"publishedVersion":430,"revision":23,"contentType":1211,"locale":27},{"sys":1206},{"type":12,"linkType":13,"id":14},"2CQWMeGQdVA78SXdZZtoYn","2026-04-27T17:55:08.549Z",{"sys":1210},{"id":20,"type":12,"linkType":21},{"sys":1212},{"type":12,"linkType":26,"id":1164},{"question":1214,"answer":1215},"Comment choisir la bonne carte pour mes collaborateurs ?","Le choix dépend du profil d'utilisation : la carte GO (gratuite) convient à tous les collaborateurs pour des dépenses courantes, la carte Plus (7€/mois) est idéale pour ceux qui paient des abonnements SaaS en dollars ou voyagent occasionnellement, et la carte Max (15€/mois) s'adresse aux dirigeants et commerciaux fréquemment en déplacement à l'étranger.",{"metadata":1217,"sys":1220,"fields":1229},{"tags":1218,"concepts":1219},[],[],{"space":1221,"id":1223,"type":16,"createdAt":1224,"updatedAt":1224,"environment":1225,"publishedVersion":341,"revision":23,"contentType":1227,"locale":27},{"sys":1222},{"type":12,"linkType":13,"id":14},"3hCPlc60ud0dE37duJXMSj","2026-04-27T17:55:14.579Z",{"sys":1226},{"id":20,"type":12,"linkType":21},{"sys":1228},{"type":12,"linkType":26,"id":1164},{"question":1230,"answer":1231},"Les cartes Premium sont-elles vraiment rentables ?","Oui, et rapidement. \nAvec 700€/mois de paiements en devises étrangères (abonnements SaaS, voyages hors zone euro), la carte Plus rembourse déjà son abonnement grâce à la réduction des frais de change de 2% à 1%.\nAvec la carte Max, à 1 500€/mois en devises, vous économisez 30€, soit le double de son coût mensuel. Sans même compter les économies sur les assurances voyage tierces (50 à 100€/an en moyenne).",{"metadata":1233,"sys":1236,"fields":1245},{"tags":1234,"concepts":1235},[],[],{"space":1237,"id":1239,"type":16,"createdAt":1240,"updatedAt":1240,"environment":1241,"publishedVersion":323,"revision":23,"contentType":1243,"locale":27},{"sys":1238},{"type":12,"linkType":13,"id":14},"5rKuDtXL5n4U3Z10Fw02n2","2026-04-27T17:55:23.024Z",{"sys":1242},{"id":20,"type":12,"linkType":21},{"sys":1244},{"type":12,"linkType":26,"id":1164},{"question":1246,"answer":1247},"Comment commander une carte Premium ?","Connectez-vous à votre Compte Pro Pennylane, accédez à la section \"Cartes\", choisissez la carte Plus ou Max et renseignez les informations demandées. Votre carte Mastercard vous est livrée gratuitement en 3 à 5 jours ouvrés.",{"metadata":1249,"sys":1252,"fields":1261},{"tags":1250,"concepts":1251},[],[],{"space":1253,"id":1255,"type":16,"createdAt":1256,"updatedAt":1256,"environment":1257,"publishedVersion":99,"revision":23,"contentType":1259,"locale":27},{"sys":1254},{"type":12,"linkType":13,"id":14},"3CTXq2eCFMFjACWuUnY7s","2026-04-27T17:55:28.956Z",{"sys":1258},{"id":20,"type":12,"linkType":21},{"sys":1260},{"type":12,"linkType":26,"id":1164},{"question":1262,"answer":1263},"Puis-je équiper plusieurs collaborateurs ?","Oui, il n'y a pas de limite au nombre de cartes commandées. Chaque carte est facturée individuellement, ce qui vous permet d'adapter le niveau de protection au profil de chaque collaborateur : Go pour les dépenses courantes, Plus ou Max pour les profils avec des besoins en devises ou en déplacements.",{"metadata":1265,"sys":1268,"fields":1277},{"tags":1266,"concepts":1267},[],[],{"space":1269,"id":1271,"type":16,"createdAt":1272,"updatedAt":1272,"environment":1273,"publishedVersion":323,"revision":23,"contentType":1275,"locale":27},{"sys":1270},{"type":12,"linkType":13,"id":14},"6sitdVQwrrNwAk6S9FoVt7","2026-04-27T17:55:35.145Z",{"sys":1274},{"id":20,"type":12,"linkType":21},{"sys":1276},{"type":12,"linkType":26,"id":1164},{"question":1278,"answer":1279},"Comment déclarer un sinistre avec les assurances ?","La déclaration se fait directement depuis votre application Pennylane, avec un formulaire pré-rempli et un accompagnement téléphonique via Owen, notre partenaire assureur. La simplicité du processus de sinistre est l'un des engagements clés de l'offre (contrairement aux programmes classiques Visa ou Mastercard, souvent jugés trop complexes à activer).",{"metadata":1281,"sys":1284,"fields":1293},{"tags":1282,"concepts":1283},[],[],{"space":1285,"id":1287,"type":16,"createdAt":1288,"updatedAt":1288,"environment":1289,"publishedVersion":430,"revision":23,"contentType":1291,"locale":27},{"sys":1286},{"type":12,"linkType":13,"id":14},"6tkx3MPFoPlQK8d0KZum9S","2026-04-27T17:55:41.016Z",{"sys":1290},{"id":20,"type":12,"linkType":21},{"sys":1292},{"type":12,"linkType":26,"id":1164},{"question":1294,"answer":1295},"Les cartes fonctionnent-elles partout dans le monde ?","Toutes les cartes Pennylane sont des cartes Mastercard, acceptées dans le monde entier en magasin et en ligne, dans la zone SEPA et au-delà. Elles sont compatibles avec le paiement sans contact (NFC), Apple Pay et Google Pay.",1777362903816]